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Hey there! We’re Jody & JoAnna Howell, insurance specialists here to simplify your coverage shopping process. Our Top Plans & easy Quoting Tool lets you shop options in your area—your plan is just a click away!


In minutes, you can quote yourself on marketplace options to see your savings, plus check out our top private plans from America’s Choice, BCBS, & Cigna, all with pricing included. Let’s team up & get you covered!

Quote Yourself tool

1 minute video tutorials

America’s Choice 1 Million: Great plans, Low Cost!

Looking for awesome coverage with low deductibles? 🙌 The America's Choice 1 Million Plan gives you $1 million annual and $5 million lifetime coverage per person! 


Choose from 3 deductible options—$250, $500, or just $750! Office visits are $50, telemedicine is free, and wellness is 100% covered with $0 copays. It’s got everything you need for just a fraction of the cost! Questions? 


 Got questions? Click MORE INFO for all the details! 

more info

Cigna Major Medical: Coverage That Pays!

 Check out the Cigna PPO Major Medical Plan—great coverage with a cool twist! 🙌 


Not only do you get $0 copays for wellness visits, but this plan pays you for services! Get paid $50 for your wellness visit, $25 for doctor visits, $700 for imaging, and up to $3,500 for hospital stays. It’s packed with benefits at a great price! Got questions? 


 Got questions? Click MORE INFO for all the details! 

more info

BCBS Major Medical: PPO Coverage, Great Price!

Get Blue Cross Blue Shield PPO major medical coverage with access to 2.1 million providers nationwide! 🙌 


Primary care co pays are just $25, specialists $40, and wellness is 100% covered with $0 co pay. Plus, mental health and telemedicine are included! If you don’t get a subsidy on the marketplace, this is a top-notch plan priced right. 


 Got questions? Click More Info for all the details! 

MORE INFO

Free Marketplace Quoting Tool!

Want to see how much you can save on health insurance? 🎉 It’s quick and easy! Just enter your zip code, then pop in your name and email for a custom quote.  


Add everyone on your policy, let us know your household size, and boom—you’ll see your savings. In this example, a family of 3 at $75K, saves $718—even at $100K, you'd still get around $400 off!  

Ready to check your options? Let us help, or click below to quote yourself in minutes!👇

  
💡 Click SHOP NOW to unlock your savings!" 

Shop now

Success is not final, failure is not fatal: It is the courage to continue that counts.


Winston Churchill


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