ACA Savings Checker on the Quote Engine - A tool designed with YOU in mind. The Savings Checker is a tool that quickly determines the best value, unlocking possibilities like FREE or discounted health coverage. And if discounts elude you, no worries, we'll explore private plans tailored just for you. We leave no stone unturned, taking all the time you need to make the right choice. Let us be your partner in healthcare.
A qualifying life event (QLE) is a change in a one's life that allows them to enroll in health insurance outside of the Open Enrollment. There are a few common QLEs such as getting married or divorced, having a baby or adopting a child, losing employer-sponsored coverage, relocating to a new coverage area, and experiencing a change in income that affects eligibility for lower-cost Marketplace coverage. These events allow you to make changes to your plan for 60 days post QLE.
Employer-provided health coverage is valuable but can be costly. The Affordable Care Act (ACA) defines "affordability" as the percentage of your household income that can be spent on health insurance premiums while allowing your employer to call the plan "affordable." If this cost exceeds 8.39% of your income, you may still qualify for ACA subsidy discounts. These subsidies can reduce your premiums and make healthcare more affordable. Don't miss out on potential savings; check if you qualify for subsidies to make your health coverage more cost-effective.
Over the past few years since the beginning of Covid the federal govt has prohibited states from making people on the medicaid program reapply for eligibility. That is coming to an end, and up to 14 million people may be losing coverage this year. Reach out to an agent to look over your options to keep you and your family covered in 2024.
Winston Churchill
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