Jody & JoAnna Howell
How can we help you today?
QUOTE ENGINE gets you personalized insurance quotes at your fingertips.
PRIVATE APPOINTMENT to schedule a call with our team.
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QUOTE ENGINE
The Quote Engine - A tool designed with you in mind. Our ACA Savings Checker ensures you find the best value, be it a FREE or discounted plan. If you don't get a discount, no worries, we'll look into private plans for you. offering transparency, a variety of public and private insurance options, and support at your fingertips. We leave no stone unturned, taking all the time you need to make the right choice.
Let us be your partner in healthcare.
Savings Checker
🚀 Explore a Variety: Find a range of healthcare options. Check Docors, Medications, and we are always there to help.
💰 Discover Savings: Uncover potential discounts and free coverage.
🗺️ Tailored Plans: If you don't get an ACA subsidy discount, don't fret as we have personalized private plans for you.
👥 As Your Healthcare Partner: Let us guide you to the best coverage.
America's Choice 500
💼 Check all boxes. It covers day to day visits, has a large catastrophic max, and covers wellness check ups 100%.
👨⚕️ Wellness Visit have $0 co pays, and are FREE.
🔄 Guaranteed Renewability: Your health, your choice – secure your future with a policy that grows with you.
🤝 Co-Pay Convenience: Skip the deductibles and enjoy 10 co-pay visits per year, putting your health first.
Vault PRO
💼 Co Pay Plan with excellent benefits that covers pre exiting conditions. 1 exception, pre scheduled surgeries must wait 1 yr unless it's emergent.
👨⚕️ Guaranteed Acceptance, & co pay benefits start on day 1!
🔄 Guaranteed Renewability: You do not have to re-nroll every year.
🤝 Vault members enjoy unrestricted access to physicians. in-office primary care visit, urgent care, or telehealth. Here for you 24/7.
No Waiting Period Dental
🦷 Everyday Care: From cleanings to fillings, basic & preventative services are covered ensuring your dental health is in great hands.
🚫 No Waiting Periods: Enjoy day-one coverage for all dental care, with exceptions only for major services in copay plan 1.
📈 Co Pay 2 Plan has 0 waiting periods for major services, and has no yearly max. Schedule your procedure 1 day later.
Accident Protection🛡️🚑🌟
💰 Cash Benefits: Get cash when the unexpected strikes, covering out-of-pocket expenses, no matter your existing medical coverage.
👩⚕️ Designed for You: Tailor your plan with benefit levels from $2,500 to $15,000 for comprehensive AME.
🏥 Coverage Up to the benefit amount, yo pay a $250 deductible.
No network restrictions, no waiting period.
Shop Private & ACA plans
PRIVATE MARKET PLANS
ACA MARKETPLACE PLANS
ACA MARKETPLACE PLANS
Private plans allow you to have more control over the process. The approval process is free with no strings attached, & no contracts. Let's see what plan suits you best.
ACA MARKETPLACE PLANS
ACA MARKETPLACE PLANS
ACA MARKETPLACE PLANS
ACA open enrollment is over for 2023. However, you may have a qualifying life event that will allow you to sign up. Allow me to sign you up for an ACA plan, or click the picture to enroll yourself.
Savings Checker Appointment
Questions & Concerns
Health Coverage can be confusing... I hope to add value to your search.
Marketplace and private coverage both have pros and cons. The main difference is private plans are health, and not income based. With that being said,, Private plans can be less expensive than you think. Find out what plan will work best for you.
You'd be surprised. You don't have to be a star athlete or fitness instructor to qualify. They are medically underwritten, but if you are generally healthy, you could be a good candidate.
Yes, there are no contracts for marketplace, or private plans. Some employer plans have some constants. Lets see if you have better options.
No, you can get on or off private health coverage plans at any time. ACA marketplace plans are subject to the open enrollment time constraints unless you have a qualifying life event. I'd be happy to go over your options.
ACA Marketplace plans are based on age, zip code, and income. These plans depending on your income and subsidy can be rather expensive.
Private plans are based on age, zip code, and health. If approved you can take advantage of great savings.
I pride myself on transparency. I work with the ACA marketplace, nationwide PPO private plans. & private major medical. I will find you the best options on the market, and YOU decide what works best.
Yes, many of them provide nationwide PPO. Any Doctor, any Hospital, no matter if you are on or off the job.
No. I can help you find, health, life, medicare, final expense, pet insurance, accident coverage, disability, supplemental, telemedicine, critical illness, life, dental, & vision.
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- America's Choice 2500
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- Vault Basic
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- Cigna PPO
- America's Choice 250
- America's Choice 500
- America's Choice 7350
- PivotSTM
- AnthemSTM PPO
- Manhattan Life
- Philadephia Life
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- ACA
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